With cash strategies provided by Raymond James and lending solutions provided through Raymond James Bank, you can enjoy all of the features and convenience you're used to, with the personal service of someone you trust and who truly understands your life needs and financial objectives. Our comprehensive suite of cash management and lending solutions can address both your short-term and long-term needs to help ensure that we are continuously working to fulfill your financial goals.
Offered through Raymond James
We partner with consultants to design a cash strategy that aligns with your needs for liquidity, safety and return
An everyday cash management account that offers flexibility and accessibility, from purchasing investments to paying bills and managing daily expenses
Programs that maximize FDIC insurance and allow your cash to earn interest while keeping it accessible
Cards to suit everyday consumers, businesses and high-net-worth individuals
Offered through Raymond James Bank except where otherwise noted
A flexible line of credit using eligible assets in one or more Raymond James accounts
Customized credit solution for uniquely qualified clients that provides easy access to liquidity
A wide variety of mortgage loans and programs in all 50 states
Loans designed to suit a variety of needs
Opportunity knocks when you least expect it. We can help you find the right cash management, banking or lending option to achieve your financial objectives.
All funds held at participating banks in the Bank Deposit Program are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 per depositor, per insured bank, for each account ownership category. Available cash in your Raymond James account is deposited into interest-bearing accounts at up to 12 banks. Raymond James will deposit up to $245,000 ($490,000 for joint accounts of two or more) in each bank on a predetermined bank priority List. Additional information can be found at fdic.gov or by calling 877.ASK.FDIC (877.275.3342).